An otter on the shores of Loch Na Keal, Island of Mull, Western Scotland. It’s not easy to get a close up of an otter. I was up early for this one and saw a pair swimming in the loch near to the pontoon. I sat on a rock to watch and then lost them both for some time but this one took me completely by surprise by popping up right in front of me. I just managed to grab a couple of shots before he/she scurried away.